Financing Health Care in the US Term Paper Example | Topics and Well Written Essays - 1250 words

Financing Health Care in the US - Term Paper Example prior to delving into the intricate issues and concerns that the government is trying to address to improve its present stance. Thereby, from among the scholarly articles reviewed on the subject, the suggestions and recommendations of various authors would be revealed in conjunction with one’s personal assessment on the subject of this discourse. There are two types of access to the delivery of health care services in any nation: through the public or private sectors. Generally, the private sector in any health care system of a nation consists of divergent nongovernmental institutions of an array of levels and dimensions. Public health is predominantly financed with funds from the government that is solicited from public sources such as tax revenues. The health care in the United States is dominantly serviced and administered by private health institutions where no public hospitals are deemed owned and operated by the federal government. As revealed by Holstein and Litzinger (2008, 15), â€Å"in the U.S., the rapid rise in health care cost and low access are widely recognized as twin problems. Health care reform in this country first focused on cost containment through managed care to make health insurance affordable, and then shifted to expanding access to coverage at the state level without doing away with the private health insurance market†. This fact was likewise validated by Siegel, Mead and Burke (2008) who noted the parallel contentions in the rising costs of health care services coupled with the increasing number of Americans who are uninsured. Health insurance can actually be availed through an employed individual’s employer or through the employers of either the spouse or parents’, as applicable. Health insurance can also be purchased individually depending on one’s capacity or financial status, and the required scope and contents of health insurance coverage. The problem is